Conduct AI to the tune of your real life finances.

The figures, in their proper place

A household keeps more in motion than most small companies: income and obligations, debts at different rates, a home, a retirement decades away. A capable AI will speak well about all of it, and can still be wrong by a digit. Autocomputing Finance^© keeps the two apart. The figures remain with the calculators that compute them, and your AI conducts the work.

• The whole picture

  Income, obligations, debts and assets, read as one account. Net worth, monthly margin and reserves follow from what you state, along with a lifetime line and a test against hard months.

• Debt

  Snowball, avalanche and minimum payments, followed month by month and to the cent. Consolidation, and the standing question of debt against investment, settled on your own rates.

• Income

  What your income carries, and what it would take to replace it. Where cover is part of the picture, term and permanent are set side by side, on money alone.

• Retirement

  How far savings carry, across good years and bad. The price of beginning later. What an education will require, and when.

• Home

  Renting and buying, followed through to net worth. The month a refinance recovers its costs.

• Your AI

  An agent calls each of these by name, through the API, and receives a status, a result ID and the names of the fields. It directs the work without holding a single figure.

Why structure, and not text

A figure typed into a chat is only text to a language model. It can be dropped, rounded or misremembered, and nothing in the reply will say so. Real finances deserve a stricter arrangement.

• Named terms

  Every input is a named field with a stated unit. A rate is never mistaken for a balance, and a missing term is named by its exact location.

• Hard-coded arithmetic

  Results come from fixed calculators, to the cent wherever money is owed. The same inputs return the same answer, every time.

• A record of the work

  Each result carries an ID, its inputs and its rounding, and downloads with its audit trail. It can be reviewed long after it was made.

• Your key, your account

  Your AI key is encrypted on our servers and never returns to your browser. Your provider bills you directly, and you may revoke it at any time.

What it declines to do

• Sell

  There is no policy, fund or referral here, and no one is paid on your result.

• Presume

  It does not ask what you can afford to buy. It sets out where you stand.

• Decide

  It shows what each course does on your figures. The decision remains yours, and matters of law, tax or insurance belong with a licensed professional.

• Promise

  Every return and rate is yours to state. A simulation describes a range on those assumptions, and forecasts nothing.

Clarity first. The decisions remain yours.